Loan EMI Calculator

Calculate your loan EMI, total interest, and amortization schedule for home loans, car loans, and personal loans with detailed breakdown.

%
Years

Typical Interest Rates

Home Loan
Rate: 8.5 - 12%Max Tenure: 30 years
Car Loan
Rate: 7.5 - 11%Max Tenure: 7 years
Personal Loan
Rate: 12 - 24%Max Tenure: 5 years

EMI Formula

EMI = [P × R × (1+R)^N] / [(1+R)^N - 1]

  • P = Principal loan amount
  • R = Monthly interest rate
  • N = Number of monthly installments